EZ-DI Platinum Plan by Risk Insurance & Reinsurance Solutions Platinum - A graded 5 year benefit plan for applicants with sub-standard medical conditions Place your difficult to insure Disability Insurance cases on the Platinum Plan! This plan has a five-year Benefit Period and a minimum 60-day elimination period. Discounted options are available with 90/120/180/365-day elimination periods. Choose a Benefit Amount between $500 and $13,000 per month with no blood work or medical exams. View Risk Insurance & Reinsurance Solutions profile