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Health Insurance and Life Insurance Underwriting Categories

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Annuities & Pensions
401(k) Plans (55)
403(b) Annuity (48)
412 (I) Plan (13)
457 Plans (30)
Charitable Gift Annuities (25)
Deferred Annuities - Maximum Annuitization at age 90 or Higher (86)
Deferred Fixed Annuities (111)
Deferred Indexed Annuities (74)
EIA Equity Indexed Annuity (77)
Group Deferred Annuities (26)
Guarantee Options - Assorted (43)
Immediate Annuities (105)
Impaired Risk Immediate Annuities (44)
Individual Retirement Accounts (74)
Keough (HR-10) Plans (26)
Liquidity Options During Payout Period (34)
Living Benefits (5)
Long Term Care (55)
Multi Fund Fixed Annuity (36)
Pension Plans - Defined Benefits (40)
Roth 401(k) Options (2)
Single Premium Deferred Annuities (98)
Structured Settlement Annuities (26)
Tax Sheltered Annuities (52)
Variable Deferred Annuities (41)
Variable Immediate Annuities (26)

Critical Illness
Group (6)
Individual (19)
Riders (1)

Disability Insurance
Accident & Sickness Lifetime Rider (18)
Accident Injury Benefit Rider (25)
Accident Only (20)
Blue Collar Disability (47)
Business Loan Disability (21)
Business Overhead Expense (43)
Buy/Sell Disability (40)
Elimination Periods (47)
HIV Positive Rider for Medical Occupations (10)
Impaired Risks (27)
Key Person Disability (32)
Lifetime Accident & Sickness (25)
Loan Protection Disability (17)
Mortgage Disability (22)
Mortgage Disability Rider (15)
Own Occupation (50)
Renewable - Guaranteed (38)
Renewable - Non-cancellable (43)
Senior Market Disability (14)
Small Office, Home Office (25)
Worksite Products (47)

Emerging Related Products
HRA Health Reimbursement Arrangement (2)
HSA Health Savings Account (7)
Hybrid Products (2)
Life Settlements (5)
Mini Medical Plans/Limited Benefit Plans (7)
Roth 401 (k) Options (1)
Short Term Care (1)

Group Disability
Associations (26)
Group Disability (54)
Impaired Risks (6)
Worksite Products (39)

Group Health
Accident Only (14)
Accidental Death & Dismemberment Only (23)
Associations (15)
Cafeteria Plans (10)
Cancer Only Policy (8)
Critical Illness (10)
Dental Plans (38)
Executive Medical (6)
Group Legal Plans (4)
High Deductible Plan (3)
HMO (12)
International (4)
Long Term Care (26)
Major Medical (19)
Medical Savings Accounts (10)
Multiple Employer (7)
PPO Plans (22)
Prescription Drug Card Service (14)
Prescription Drug Insurance (3)
Special Risk Groups (8)
Travel Accident (16)
Vision Care (23)
Vision Care Dental (16)

Group Life
Accelerated Benefits (26)
Accidental Death & Dismemberment (34)
Associations - Group Life (22)
Credit Life (3)
Group Life (51)
International (4)
Pension/Profit Sharing Plans (7)
Section 401(k) Plans (9)
Travel Accident (17)
Worksite Plans (39)

Individual Health
Accidental Death Benefit (19)
Accidental Death Benefit - age 65+ (23)
College Premium Financing Plans (1)
Critical Illness Rider (24)
Daily Hospital Income Benefit (16)
Dental Plans (11)
Foreigners Visiting U.S. (9)
HMO - individual (5)
Hospice Care Benefit - dread disease (3)
International (4)
Issue Age 62 or Older (10)
Long Term Care (58)
Major Medical (29)
Medical Savings Accounts (4)
Medicare Supplement (11)
Medicare Supplement (MediGap) (6)
Non-Cancellable Accident & Health (6)
Prescription Drug Card Service (2)
Prescription Drug Insurance (4)
Return of Premium (9)
Short-Term Medical (13)
Special Risk - sports, accident (9)
Travel Accident (11)
Vision Care (3)

Individual Life Insurance
Accelerated Benefits (79)
Accelerated Benefits Rider (82)
Accidental Death Benefit - age 65+ (36)
College Premium Financing Plans (14)
Corporate Owned Life Insurance (COLI) (52)
Critical Illness Rider (40)
Direct Marketing (23)
Equity Indexed Universal Life (53)
Extended Death Benefit (57)
Fee Only Contracts (4)
First to Die (25)
Front Load Contracts (24)
Guaranteed Issue (55)
Guaranteed Purchase Option (58)
High Issue Age (72)
Incontestable Clause Under 2 Years (7)
Indexed Life (40)
Individual AD&D (2)
Interest Sensitive Life (48)
International (7)
Joint Life (61)
Juvenile (45)
Level Commission Contracts (18)
Life Settlements (25)
Load (19)
Long Term Care (55)
Premium Financing Plans (51)
PreNeed Life (Final Expense) Insurance (18)
Return-of-Premium Term Life (53)
Single Premium Life (80)
Substandard Life - guaranteed issue (40)
Survivorship Life (84)
Term Life (124)
Trailer Compensation Contr (33)
Travel Accident (13)
Universal Life (130)
Variable Life (50)
Viatical/Life Settlements (16)
Waiver of Premium (89)
Whole Life (100)
Worksite Products - Individual Life (46)

Long Term Care
Annuities & Pensions with LTC Features (4)
Group LTC (12)
Individual Life with LTC (14)
Individual LTC (23)
LTC Riders (8)